5.        Can I handle the claim myself?

    - The law does not restrict you from handling your
    claims yourself.  You should keep in mind, however,
    that insurance companies and insurance lawyers
    are trained professionals.  Their job is to resolve the
    potential "liability" with a view towards paying as
    little as possible to obtain a release from you.  

    - It is also hard to find a good attorney from our
    experience.  We can refer you to a reputable and
    reliable attorney if necessary.

    an oral statement to the other side’s insurance
    company. If you are contacted, be polite, but
    decline to talk. Insurance companies’ claims
    adjusters are professional negotiators with extensive
    experience. Simply say “thank you for calling but I
    am not prepared to discuss this matter with you at
    this time.”
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